Vendor Intelligence Report: PepClub USA

Published 2 Jul 2026. 16-page investigative report on who is behind PepClub USA: corporate records, ownership, affiliate networks, and the vendor's lab-testing record. The first 3 pages are free to read on this page.

Researched and published by Finnrick Analytics. Reports draw on corporate records, affiliate-network analysis, and Finnrick's own laboratory testing record; vendors can challenge findings through the formal objections process at finnrick.com/vendor-support/objections.

Executive summary

PepClub USA's lab signal is clean but very narrow. Across 4 Finnrick lab tests, PepClub USA is 4 pass / 0 fail, for an overall pass rate of 100%. Every tested sample was Retatrutide, making it the only data-backed product in the reviewed catalog; the same positive read should not be carried over to GLP-2 TIR, Tesamorelin, BAC Water, or other untested items.

The stronger diligence question sits behind the storefront. Florida filings verify older active LLCs in the payment trail, while the PepClub USA domain itself was registered in late 2025 and had no Wayback history in the investigation. A Zelle label maps cleanly to TMC Enterprises, a Chime label carries a Cordner name, and a Wise label remains unidentified; no filed PepClub DBA or ownership disclosure resolves the structure.

PepClub's site also gives a Pacific-time support signal, while the verified entity footprint sits in Florida. The report treats that as a claims-transparency issue rather than proof of intent: it may be stale copy or remote support, but no documented West Coast entity was found. The Finnrick charts also show why a clean pass count still needs current-lot documentation: ratings change under stricter grading, and the record contains a date-field tension buyers should understand.

Inside the full report:

  • Appendix A — Finnrick Laboratory Data, with Retatrutide product-by-methodology detail
  • Florida Department of State filings for TMC Enterprises LLC and CORDNER HOLDINGS, LLC
  • Payment-rail analysis comparing Zelle, Chime, and Wise labels to public entity records
  • Claim-versus-record review of the PST support language against the Florida registry trail
  • Domain and infrastructure review covering GoDaddy registration, WHOIS privacy, WooCommerce, and missing Wayback history
  • Buyer-risk matrix and directional guidance for Retatrutide versus untested catalog items

Risk assessment

  • Untested-catalog product verification risk — high: Only Retatrutide has Finnrick testing (4 tests, 4 pass / 0 fail, 83.17% rating); GLP-2 TIR, KLOW-80MG, Tesamorelin, BAC Water, 5 Amino 1MQ, Adipotide, and other catalog items lack Finnrick verification in the supplied record.
  • Claims-transparency risk — medium: The contact page uses PST timing while the identified payment/registry footprint is Florida, and “lowest market pricing” plus conditional COA language were not independently verified.
  • Payment/entity transparency risk — medium: Payments route across TMC Enterprises, “Cordner,” and unidentified “Nunchok”; formal relationships and any PepClub USA DBA were not resolved.
  • Short operating-history risk — medium: pepclubusa.com was registered October 30, 2025, no Wayback history was found, and reputation/enforcement negatives are thin because the brand’s public record is young.